Having a dirty roof effects every part of being a homeowner. From the decrease of your homes property value to even your homeowners insurance. The insurance company that carries your homeowners insurance can come to inspect your home at any given time. Many times insurance companies drive by the homes of their insured to evaluate if the siding is in good condition and if the roof is clean and in good condition.

Insurance inspectors will make note of the condition of roofs and report back to the insurance company who then may contact the insured about the condition of their roof and possibly threaten to cancel them if the roof is not cleaned or repaired. Needless to say if you are canceled the next insurance company you choose will not insure you for the same reasons.

This type of action by many insurance companies confirms that roof stains can lead to further problems with roofs such as mold, integrity and the movement of mold to the interior of the home. All of these problems pose potential risk for any insurance company since they can result in claims against the insurance policy.

What can homeowners do? The answer is simple, clean the roof before your insurance inspector sees it. Home inspections can happen at any given time, however most inspections occur mostly due to new policies, policy renewals, change in a homeowners insurance policy, or adding riders to the insurance policy.

Warmer weather reduces the chances of delays in roofs being cleaned and repairs being made. However, despite precautions roofs still get dirty and if left unattended can result in costly roof repairs. Homeowners should never attempt to clean or repair their roofs themselves as this can lead to additional claims against the homeowners insurance policy. Many homeowners that attempt to repair or clean their roofs often become injured due to slipping and falling or from equipment used to clean or repair the roof. When your roof needs cleaned or repaired hire a professional. A professional roof cleaning company will not only clean your roof but will also clean clogged gutters and downspouts. They will also check the roof for any repairs that need to be made as the result of damage from mold, fungus, or algae. This is also more acceptable to insurance companies since the work is done by professionals instead of do it yourselfers. Before hiring professional roof cleaners be sure they have the knowledge and training necessary to clean your roof effectively.